Join today and claim as soon as your cover starts

What is a Health Cash Plan?

A health cash plan allows you to claim money back, up to set limits, towards the cost of your essential healthcare, as well as providing access to valuable health and wellbeing services.

You can rest assured that your cover will help with your bills, so it’s a great way to help you budget for your everyday health costs. You can choose from five levels of cover to find a price to suit your budget.

Your dependent children are covered on key benefits at no extra cost, giving you that extra peace of mind. If you and your partner both buy cover, your children will receive double the benefits.

How it works

Choose your practitioner, attend your appointment and receive your treatment

Pay for your treatment as normal and remember to keep hold of the receipt

Submit your claim online including a picture of your receipt, or send it through the post

We’ll process online claims within 2 working days of receiving it and pay the money straight into your bank account

What can I claim for?

You can claim cash back, up to set limits, on a wide range of everyday health costs. View our most popular benefits, or see the full list of benefits here.



Prescription glasses and sunglasses, contact lenses and eye tests



Check ups, treatments, clean and polish, braces, dentures and more

Therapy Treatments

Therapy Treatments

Physiotherapy, acupuncture, chiropractic, osteopathy and homeopathy

Cover For Your Children

Cover For Your Children

Included on key benefits at no extra cost



Chiropody and podiatry consultations, assessment and treatment

Prescription Charges

Prescription Charges

NHS/private prescription charges on
levels 3, 4 and 5

Health Screening

Health Screening

Full health screening, breast screening, heart screening and more

Maternity / Paternity / Adoption

Maternity / Paternity / Adoption

Fixed cash payout per new baby/adoption

Claim as soon as your cover starts

You can claim straight away for any treatment carried out and paid for on or after your start date, excluding the maternity/paternity/adoption benefit. Your start date will be listed in the welcome pack we'll send you once you've signed up.

What else is included?

The Westfield Health cash plan also gives you access to some really valuable services and benefits:



24/7 telephone access to a prescribing UK GP, from anywhere in the world

24 Hour Helpline

24 Hour Helpline

24/7 telephone access to a counsellor and legal, debt and medical advice

Westfield Rewards

Westfield Rewards

Exclusive offers and discounts from more than 1,000 popular retailers, restaurants and destinations

Gym Discounts

Gym Discounts

Exclusive discounts on gym memberships including Virgin Active, Fitness First and more



Telephone Care Advisory Services and care after hospital for you/ your/ your partner's elderly relatives

Personal Accident and Accidental Death

Personal Accident & Accidental Death

Cash payouts to help you and your family if the worst should happen


Read our latest guide for practical ways to look after your wellbeing during the cost of living crisis

Download now

Want to know more?

Watch our short video to find out more about our health cash plan and how the benefits can help you and your family in your everyday life.

Cover starts from just £7.63 a month

Follow the link to view the full benefit table to compare plan levels and prices for you and your partner.

Why Westfield

At Westfield Health, we’ve been supporting the health of the nation since 1919. From humble beginnings, we’ve evolved to become a leading health and wellbeing provider with almost 400,000 customers across the country.

Our philosophy is simple. To help everyone lead healthier lives. To enjoy the now – and the future. We encourage positive changes in the mental and physical health and wellbeing of our customers and the wider population.

Giving back is in our nature. We’re a not for profit organisation so we don't have any shareholders. Over the last 20 years alone we’ve donated over £15m to the NHS and health and wellbeing charities.

You can be sure that some of your monthly premium is being used to improve your customer experience and to benefit the health and wellbeing of communities across the UK.

Happy Health Cash Plan customer

Online claims processed within 2 working days

95% of (correctly presented) claims paid

4 star Trustpilot rating

Secure purchase process

24/7 online account access

My Health

My Health logo

Our Good4you cash plan comes with our extensive health and wellbeing services package, My Health:

    • DoctorLine – 24/7 virtual GP consultation service, with prescription if required
    • 24/7 Advice & Information Line – Legal, debt and health advice and speak to a counsellor
      • My Healthy Advantage App  – Proactive health and wellbeing content and tools
    • Westfield Rewards – Save money with offers from hundreds of leading retailers
    • Gym Discounts – Discounts at leading gyms and health clubs nationwide

What our customers say about us

Acupuncture helps Stacey with pain from endometrosis

“I’ve suffered with painful periods for years, the pain would make me sick and I’d have to take time off work. I had surgery in 2013 and discovered that I had endometriosis.

I had to take strong painkillers, which weren’t 100% effective. I discovered that acupuncture could help with pain - it really helped me and I definitely saw improvements from the treatment, and I claimed back some of the cost on my cash plan. I don’t know what I would have done without it.”

Stacey Hardy

Rod Stevens

Rod calls DoctorLineTM  on holiday

“I used DoctorlineTM when I broke my leg on holiday in Turkey. The doctors were extremely reassuring and helped put my wife and I at ease.

We were also able to claim money back for my hospital stay, which we put towards making our time more comfortable and a wheelchair on my return to the UK.”

Rod Stevens

Cash plan helps Claire on her wedding day!

“I’d been putting up with a sore shoulder for over a year - I couldn’t sleep properly, do any lifting or make sudden movements without being in pain.

I used my cash plan to access a private physio, acupuncture and reflexology. I can’t tell you how glad I was to be pain free on my wedding day!"

Claire Graham

Claire Race on her wedding day
Lucy Hobson

Counselling service invaluable to Lucy

“I couldn’t get appropriate mental health support or physiotherapy through the NHS so used my cash plan to get the diagnosis and treatment I needed.

I accessed the counselling service for support with PTSD, and physio to help my back pain and avoid lengthy NHS waiting times. I couldn’t have paid for it without Westfield Health!”

Lucy Hobson

Westfield Health “a pleasure to deal with”

I have used Westfield Health for the last 20 years across a variety of physio, chiropractic and other medical issues without any problems whatsoever. They are extremely competent and always a pleasure to deal with.

Frank Turner

Read more reviews on Trustpilot

health cash plan claim

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Sign up today and claim straightaway

As a special offer, we’re waiving the usual waiting periods so you can claim as soon as the cover starts (except for maternity/paternity/adoption)

What is and isn't covered

  • Claim money back, up to set limits, towards prescription glasses, eye tests, contact lenses and more

  • Claim money back, up to set limits, for dental appointments and treatments, and more

  • Claim money back, up to set limits, for therapy treatments including physiotherapy, acupuncture, chiropractic, osteopathy and homeopathy.

  • Claim money back towards GP-referred diagnostic consultations and treatments for you, your children and your partner

  • Receive cash payouts for hospital stays, day surgery (NHS or private) and for the arrival of a new baby

  • Cover for your children, on key benefits, is included at no extra cost

  • Claims for pre-existing conditions which you have had in the last 12 months, with the exception of optical and dental (what is a pre-existing medical condition?)

  • Professional or semi professional sports people aren’t covered

  • If you’ve had cover with us in the last 2 years, your previous claims may be taken into account

You can claim straight away for any treatment carried out and paid for on or after your start date, excluding the maternity/paternity/adoption benefit.

Your start date will be listed during the checkout process and in the welcome letter we'll send you once you've signed up.

Our most popular benefits for your peace of mind

Prescription glasses and sunglasses, contact lenses and eye tests

Check ups, treatments, clean and polish, braces, dentures and more

Talk to a practising, UK-based GP by telephone with our 24/7 DoctorLineTM

Cover for your children at no extra cost

Not for profit - no shareholders

Online claims processed within 2 working days

95% of (correctly presented) claims paid

4 star Trustpilot rating

Secure purchase process

24/7 online account access

Compare and choose from 5 levels of cover

Select cover for yourself or yourself and your partner below. Use the table to compare plan levels and prices. Once you've made your choice, press 'buy now' to start the application process.

For you

For you &
your partner


Frequently asked questions

You are eligible to apply for the Good4you Health Cash Plan if you are aged 16-65 (i.e. not yet 66), a resident of the UK, Jersey or Isle of Man for a minimum of 6 months each year and are not a professional or semi professional sports person. (Don’t worry when you reach 66, your cover will continue).

Yes, you have the right to cancel at any time. Your policy also contains a 14-day cooling off period from the date we accept your application. If you change your mind during this time, providing that you have not made or intend to make a claim, we will refund your full premium.

Yes, absolutely. The Good4you Health Cash Plan is very flexible. If you wish to change levels, simply call us and we will make the necessary arrangements (this is subject to the terms and conditions of the plan).

We will not cover any pre-existing conditions which you've had in the last 12 months, with the exception of optical and dental. This also applies to your dependent children. What is a pre-existing condition?

Every benefit has its own benefit period. The majority of your money back benefit allowances have a one year benefit period. Each benefit period will be activated when you submit your first claim, and will start from the date you paid your practitioner.

For Hospital Benefit your benefit period begins on the first day or night that we pay benefit for.

For Maternity/Paternity/Adoption, your benefit period begins on the date of birth or the date the child is placed with you for adoption.

You can keep sending in claims for a benefit until you reach your maximum allowance, or your benefit period expires. When your benefit period expires, the full allowance will renew, but your next benefit period will not be activated until you submit your next claim.

We aim to process your claims and get your money back to you as soon as we can, and the fastest way to do this for our most popular benefits (optical, dental, chiropody and therapy treatments) is via My Westfield or our My Westfield App. For more detailed information on how to claim click here.

Before we approve a claim for certain benefits, we may ask you for a letter from your GP or consultant to confirm that they have recommended your treatment and it’s not a pre-existing medical condition. Some GPs and medical practitioners may charge for this service and we’re sorry that this isn’t a cost that we can cover.


Get in touch with our customer care team

  • Ask us a question
  • Find out more about what's covered
  • Upgrade your plan or add your partner

Useful resources

How a health cash plan can support university students

What is a health cash plan and why do I need one?

How to achieve a great night’s sleep